When it comes to getting cheap car insurance in West Wyoming Pennsylvania, there are several factors to consider. Low crime rate, population density, and short commute times are a few of them. And you can get a free quote for your policy by completing the form above. You'll be able to compare different insurance quotes, and determine which one suits your needs the best.
Low crime rate
Crime rates in West Wyoming, Pennsylvania are generally low in comparison to their surrounding cities. The crime rate in this area is also much lower than the national average. This is one of the primary reasons why West Wyoming is a good place to live. This location is ideal for drivers seeking a low-cost insurance policy.
Wyoming residents can expect to pay $261 less for full coverage car insurance each year than the national average. The low crime rate, low traffic congestion, and low population density mean that drivers in Wyoming can expect to pay a lower rate for their insurance policies. These factors, combined with the low crime rate and affordable cost of living, can result in a great savings for Wyoming drivers.
Low cost of living
If you're looking for a low-cost location, West Wyoming may be the place for you. This borough is located in Luzerne County, Pennsylvania. The cost of living here is $33,502, compared to $36,278 nationwide and $38,433 for the entire United States. This number is based on data from the Economic Policy Institute, which estimates the costs of living in over 29,000 cities.
In determining what is considered a low cost of living in West Wyoming Pennsylvania, one must take into account the income of the average household. If the average household makes $50,000 per year, the cost of living in West Wyoming would be $21,000 per person. As you can see, the lower the AMI, the lower the cost of living in the area.
Child care costs can add thousands of dollars to a family's overall spending each year. In Pennsylvania, the average annual cost of child care is $17,820. A family with two children would spend $15,853 per year on child care. And of course, food is another major expense. The cost of food varies greatly depending on where you live, according to the U.S. Department of Agriculture.
In West Wyoming, Pennsylvania, the cost of living is 2% higher than the national average. However, the cost of living depends on factors such as the type of work you do, salary level, and real estate market. A cost of living calculator can help you determine whether moving to a new location is affordable for you.
Low population density
West Wyoming, PA, has a low population density. The city is spread out over a land area of 3.6 square miles (9.4 km2), with only 2 residents per square mile. In the 2010 census, the population was 2,725 people. The average home value is $129,900, and the homeownership rate is 86.6%. A commute time of 22.2 minutes is common for residents, and the median household size is two cars.
The median age of people living in West Wyoming, PA was 42.9 years old in 2020. This means that the median age of West Wyoming, PA residents is slightly lower than the national average of 0.466. While the average age of residents in West Wyoming, PA is getting younger, the median household income has increased. West Wyoming, PA's top industries employ 187 people, including 38% of the total. The majority of these companies are located in the manufacturing and education sector.
According to the U.S. Census Bureau, the number of residents living in West Wyoming, PA fell by -2.32% from 2019 to 2020. The three largest employment sectors in West Wyoming, PA are Manufacturing, Educational Services, and Health Care & Social Assistance. West Wyoming is relatively low in population density, compared to the surrounding states.
The area surrounding West Wyoming Borough is primarily made up of mountains and thick forests. The area is home to Frances Slocum State Park. In addition, West Eighth Street runs through the mountain pass connecting Greater Pittston with Back Mountain. It intersects with Shoemaker Avenue near the eastern part of the borough. Most homes and businesses are located in the eastern and southern parts of West Wyoming. The town of Exeter Township and Swoyersville Borough are close by.
Short commute times
The shorter your commute, the cheaper your car insurance will be. However, if you have a longer commute, your rates may increase. That's because the risk of accidents is higher if you drive farther. To help you determine the right rate, check out the average rate for the major Wyoming insurers.
Wyoming has one of the short commute times in the nation, according to U.S. News and World Report. Although Wyoming ranks low for public transportation use, its residents generally drive to work. According to the Bureau of Transportation Statistics, 87.9 percent of Wyomingites commute by car alone and the rest use carpools.
Wyoming has over 28 thousand miles of public roads. The state is home to a variety of attractions, including Devil's Tower National Monument and Piedmont. The average commute time is just over 30 minutes, depending on the time of day. If you drive in Wyoming, you should also be aware of the congestion levels and avoid the worst traffic conditions.
Obtaining a cheap auto insurance plan doesn't have to break the bank. If you take the time to research auto insurance companies in your area, you can find many discounts that can save you money. Most insurance companies will give you a discount if you're a senior citizen, have never been in an accident, or have a clean driving record. There are also many discounts for drivers who are in the military, teachers, and nurses.
If you're in Wyoming, you may be interested in saving money on your auto insurance policy. The state requires drivers to carry insurance cards issued by the Wyoming DMV. Getting a cheap quote from a Wyoming auto insurance company will save you an average of $240 a year. If you have a clean driving record, an excellent credit score, and drive a reliable SUV, you can save around $700 on your policy.
Getting car insurance in Pennsylvania can be expensive, but there are ways to reduce the cost. For example, you can look into coverage plans with no deposit. These policies are the cheapest in the state if you're a good driver. You'll be able to qualify for additional discounts based on your driving habits and relationship with your insurer. You can also look into getting full coverage, which is a policy that provides more coverage than the minimum required.
The state's biggest auto insurers are State Farm, Farmers, and Progressive. The MoneyGeek website allows you to compare quotes and choose the best one based on your profile. It compares premiums from companies that provide different car insurance discounts, as well as their satisfaction scores.
Minimum coverage limits
West Wyoming Pennsylvania car insurance requires drivers to carry a certain amount of coverage in the event of an accident. This coverage is known as First Party Benefit (FPB). It pays for medical expenses and nursing services incurred as a result of an accident. This coverage must cover at least $5,000 per person.
The minimum coverage amounts differ from state to state. You can find this information on state insurance department websites. Your auto insurer can also provide this information. The higher the liability limits, the better the protection for you and your assets. The chart below lists the minimum coverage amounts for each state. You should also know that the minimum coverage limits for West Wyoming Pennsylvania car insurance differ from state to state.
If you are thinking about purchasing car insurance in Pennsylvania, you should know that the state's minimum coverage limits are usually the same as the national minimum requirements. However, you can increase these limits and add additional coverage if you want to. It is recommended that you purchase at least 15/30/5 liability coverage as well as PIP coverage. This will help protect you in the event of an accident and reduce your out-of-pocket costs.
Wyoming car insurance laws require drivers to carry a minimum amount of liability coverage. While this is mandatory, it can cost more if you want to pay for more comprehensive and collision coverage. Therefore, you should make sure that you purchase enough coverage to protect your assets.